GILK
RUEN
GILK
RUEN

GILK – History and Facts about the Company

GILK

was founded in 1996, and since then, we've become a universal leasing organization, completing over 200 direct and sale-purchase financial leases. The structure of our leasing portfolio is diverse, allowing us to attract over 100 billion rubles in bank loans over the course of our operations.

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Facts about us

  • 10+billion rubles leasing portfolio
  • 20+years of work in the financial market
  • 200+direct and leaseback transactions were implemented
  • 30+employees in 2 offices (Moscow, St. Petersburg)

Our Process

How we do it
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  1. Step 1
    Conclusion of a loan agreement and security agreements
  2. Step 2
    Conclusion of a leasing agreement
  3. Step 3
    Conclusion of a purchase and sale agreement for the leased item
  4. Step 4
    Receipt of an advance payment from the Lessee
  5. Step 5
    Getting a loan
  6. Step 6
    Payment to the seller of the leased item
  7. Step 7
    Taking ownership of the leased asset
  8. Step 8
    Leasing
  9. Step 9
    Transfer of the leased asset as collateral to the lending bank
  10. Step 10
    Insurance of the leased asset Beneficiary-Creditor Bank
  11. Step 11
    Receiving Lease Payments
  12. Step 12
    Loan repayment and interest payment

Our Advantages

Why choose us?

  • Comfortable

    We take on the work of obtaining financing, communicating with creditors, building financial models, and preparing document packages.

  • Fast

    We work quickly; even in the most complexly structured cases, transactions are concluded within 2-3 months from the date of application.

  • Safely

    We have an excellent credit history and have established ourselves as a reliable partner in the financial services market.

  • Practical

    We provide a customized leasing service tailored to our clients' needs, and we help structure transactions in the most efficient manner for our clients.

  • Cheap

    Compared to a loan, the lessee receives significant savings on income and property taxes, and the leasing company has the opportunity to attract funds at lower rates.

  • Rational

    Flexible payment system – various lease payment schedules can be developed. Clients can accurately calculate their project budget throughout the lease term and easily manage cash flow.

  • Effective

    Leasing allows the lessee to use the means of production he needs without a one-time payment for their full cost.

  • Optimal

    Accelerated depreciation of the leased asset expands the ability to quickly upgrade obsolete equipment, reducing taxable profits.